[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.piatek.cz\/nemusime-byt-bez-penez\/#Article","mainEntityOfPage":"https:\/\/www.piatek.cz\/nemusime-byt-bez-penez\/","headline":"Nemus\u00edme b\u00fdt bez pen\u011bz","name":"Nemus\u00edme b\u00fdt bez pen\u011bz","description":"N\u011bkdy jsme na tom my lid\u00e9 finan\u010dn\u011b tak \u0161patn\u011b, \u017ee u\u017e nev\u00edme, co si po\u010d\u00edt. N\u011bkdy jsou na\u0161e vlastn\u00ed finance v tak katastrof\u00e1ln\u00edm stavu, \u017ee u\u017e nem\u00e1me t\u0159eba v\u016fbec za…","datePublished":"2025-11-03","dateModified":"2025-11-03","author":{"@type":"Person","@id":"https:\/\/www.piatek.cz\/author\/#Person","name":"","url":"https:\/\/www.piatek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ade5060b95d9432296fc92debd2ba3136f7a4d727a7bc57afe18c4808c7d7ac9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"piatek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.piatek.cz\/wp-content\/uploads\/pppppppp_10_10_10_10_10_4.jpg","url":"https:\/\/www.piatek.cz\/wp-content\/uploads\/pppppppp_10_10_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.piatek.cz\/nemusime-byt-bez-penez\/","about":["Pen\u00edze"],"wordCount":442,"articleBody":"      N\u011bkdy jsme na tom my lid\u00e9 finan\u010dn\u011b tak \u0161patn\u011b, \u017ee u\u017e nev\u00edme, co si po\u010d\u00edt. N\u011bkdy jsou na\u0161e vlastn\u00ed finance v tak katastrof\u00e1ln\u00edm stavu, \u017ee u\u017e nem\u00e1me t\u0159eba v\u016fbec za co \u017e\u00edt. A to je pak zl\u00e9. A dobr\u00e9 to rozhodn\u011b neb\u00fdv\u00e1 ani tehdy, kdy\u017e nen\u00ed nedostatek pen\u011bz na na\u0161\u00ed stran\u011b zase a\u017e tak z\u00e1sadn\u00ed, kdy\u017e t\u011bch postr\u00e1dan\u00fdch pen\u011bz nen\u00ed moc nebo n\u00e1m teprve pov\u00e1\u017eliv\u011b doch\u00e1zej\u00ed. Proto\u017ee je jak\u00fdkoliv nedostatek finan\u010dn\u00edch prost\u0159edk\u016f probl\u00e9mem, br\u00e1n\u00edc\u00edm n\u00e1m v utr\u00e1cen\u00ed. A kdy\u017e nem\u00e1me za co nakupovat d\u016fle\u017eit\u00e9 v\u011bci nebo si nem\u016f\u017eeme dovolit zaplatit za pot\u0159ebn\u00e9 slu\u017eby, na\u0161e existence nen\u00ed tak dokonal\u00e1 jako v dob\u00e1ch, kdy jsme solventn\u00ed.Nen\u00ed tedy divu, \u017ee to popsan\u00e9 nem\u00e1me r\u00e1di. A \u017ee bychom cht\u011bli m\u00edt pen\u011bz v\u017edycky dost. Jen\u017ee n\u00e1m jich mo\u017en\u00e1 za na\u0161i pr\u00e1ci moc ned\u00e1vaj\u00ed. Nebo je n\u00e1\u0161 \u017eivot ne\u00fam\u011brn\u011b drah\u00fd kv\u016fli mnoha nebo nenad\u00e1l\u00fdm v\u00fddaj\u016fm. A tak se st\u00e1v\u00e1 i to, co by se st\u00e1vat nem\u011blo. Doch\u00e1z\u00ed k tomu, \u017ee postr\u00e1d\u00e1me pen\u00edze. A kdy\u017e je postr\u00e1d\u00e1me, m\u011bli bychom si nejrychleji sehnat dal\u0161\u00ed. Sh\u00e1n\u011bn\u00ed pen\u011bz nav\u00edc neb\u00fdv\u00e1 ale v mnoha p\u0159\u00edpadech jednoduch\u00e9. V\u017edy\u0165 kdo n\u00e1m je daruje? Skoro nikdo. Snad jedin\u011b n\u011bkdo z p\u0159\u00edbuzn\u00fdch nebo opravdu hodn\u011b dobr\u00fd p\u0159\u00edtel. A n\u011bkdo takov\u00fd jich zpravidla nem\u016f\u017ee nab\u00eddnout dost na to, aby n\u00e1m to sta\u010dilo. A tak mus\u00edme naj\u00edt je\u0161t\u011b n\u011bjak\u00e9 jin\u00e9 \u0159e\u0161en\u00ed. A nakonec zji\u0161\u0165ujeme, \u017ee m\u00e1me jenom mo\u017enost vz\u00edt si p\u016fj\u010dku. A proto se rozhoupeme a jdeme n\u011bkam o p\u016fj\u010dku po\u017e\u00e1dat. Ale jsme p\u0159i sh\u00e1n\u011bn\u00ed p\u016fj\u010dky \u00fasp\u011b\u0161n\u00ed? \u010casto bohu\u017eel ne. Abychom ji dostali, mus\u00edme prok\u00e1zat, \u017ee ji budeme i spl\u00e1cet a vr\u00e1t\u00edme i s \u00faroky to, co je n\u00e1m poskytnuto. A mnoz\u00ed lid\u00e9 \u017e\u00e1douc\u00ed z\u00e1ruky nab\u00eddnout nemohou. A tak je dob\u0159e, \u017ee existuj\u00ed i nebankovn\u00ed hypot\u00e9ky. A to pro\u010d? Proto\u017ee o n\u011b nemus\u00ed \u017e\u00e1dat jenom dokonal\u00ed \u017eadatel\u00e9. Ty dostanou i lid\u00e9 s probl\u00e9my. Pokud mohou za spl\u00e1cen\u00ed ru\u010dit nemovitostmi. A proto jsou nebankovn\u00ed hypot\u00e9ky na na\u0161em finan\u010dn\u00edm trhu nenahraditeln\u00e9.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nemus\u00edme b\u00fdt bez pen\u011bz","item":"https:\/\/www.piatek.cz\/nemusime-byt-bez-penez\/#breadcrumbitem"}]}]